Compare Bank Accounts

Provider Account Name Maximum Rate Standard Rate Bonus Rate Account Fees Minimum Balance  
St.George Complete Freedom
Shadow
Maximum Rate
%
Standard Rate
%
Bonus Rate
%
Account Fees
$5 a month
FREE if you deposit at least $2,000 per calendar month - eg your salary
Minimum Balance
$1
We Say...
A full-service account offering unlimited^ branch, cheque and electronic transactions, plus the benefits of a Visa Debit Card for 24/7 access to your money anywhere in the world.
Why Choose This Account?
  • Unlimited internet transactions.
  • Transaction account that comes with a debit card.
Additional Information
  • There is a $5 account fee if you do not deposit a minimum of $2,000 a month into your account.

Key Features

A full-service account offering unlimited^ branch, cheque and electronic transactions, plus the benefits of a Visa Debit Card for 24/7† access to your money anywhere in the world for a low, flat monthly account service fee (does not apply in any month where a customer deposits at least $2,000 by the last business day of the month~ eg their salary or has their St.George home loan repayment automatically deducted from this account)

St.George Complete Freedom Account Features :

  • Visa Debit Card available to customers who are over 18 and have an Australian residential address
  • Unlimited^ everyday transactions through:
    • St.George Internet and Phone Banking (including Bpay®)
    • Over 2,800 St.George, Westpac and BankSA branded ATMs
    • EFTPOS
    • direct debits and credits
    • St.George Branches
    • Cheques
    • Bank@Post

Also :

  • 10 free SMS Alerts included each month#
  • Worldwide ATM access
  • No minimum monthly balance required
  • Flat account service fee of just $5 a month

Monthly account service fee does not apply when a customer:

  • deposits at least $2,000 by the last business day of a month~ into their Complete Freedom Account; or
  • makes their St.George home loan repayments by automatic transfer from their Complete Freedom Account.

Our Review

Choosing a transaction account can be a little tricky because they can vary quite considerably in what they offer. The St.George Complete Freedom account has many features itself that can be tailored to suit you.

Before you choose an account, you should be aware of whether you do a lot of online shopping, some accounts only allow a limited number of online transactions, and then start charging for them.

The big advantage with the account is you get unlimited internet banking transactions as part of the monthly fee, making this account particularly suitable for those who do a lot of online shopping.

In fact if you value a good online banking experience, then this account is very suitable. St.George offers a very straightforward online banking experience that is easy to understand and very easy to use. The service even allows customers to set up SMS notifications which can help you stay on top of your finances. There are apps for the iPhone so you can manage your cash on the go.

The account allows you to consolidate all you’re banking into a single account, so you do not need to have a separate account for your income to be deposited and another which you use to pay bills and still another from which you issue cheques and link your credit card too. You can combine all these functions into a single transaction account because the account offers phone and internet banking facilities making life a whole lot easier.

If you need a debit card, the account comes with a Visa card that can be linked to your transaction account.

If you have your income deposited into your St.George Complete Freedom account, it is highly likely the bank will waive the monthly service fee so long as you meet the monthly minimum balance criteria. The fee is also waived for holders of a mortgage issued by St.George that use their transaction account to make their monthly payments

The St.George Complete Freedom account offers flexibility, peace of mind and management.

St.George Complete Freedom Rates & Info
Account Name
St.George Complete Freedom
Bank
St. George
Minimum Balance
$1
St.George Complete Freedom Fees & Charges
Account Fee
$5 a month FREE if you deposit at least $2,000 per calendar month - eg your salary
Terms & Conditions
~ Deposits processed after the close of business on the last business day of a calendar month will be included in the deposits for the following calendar month. ^ Daily transaction limits apply. † Subject to systems availability and maintenance.

SMS alerts charges apply after the first 10 each month and email alerts are free.
® Registered to BPAY Pty Ltd ABN 69 079 137 518.
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